If your vehicle runs over road debris and it causes damage to your car – and the party who caused that road debris cannot be identified – you will most likely be able to recover damages through your collision coverage. That, of course, if you have one. If you do not, check out other options.
If road debris smashes your vehicle while you are driving and that debris was flying in the air – which means you cannot be certain about where that object came from – then you might be able to cover some of the damages with your homeowner’s or umbrella insurance. Generally, you will require the legal help of a Los Angeles car accident attorney at Law Offices of Howard Craig Kornberg in order to access this insurance coverage.